Swiss Families Struggle With High Health Insurance Premiums
In Switzerland, high health insurance premiums pose a substantial financial burden, especially for families. The average monthly premium stands at 393.30 Swiss francs, and while subsidies are available, the application process differs by canton and may not be widely advertised.
Families with lower and middle incomes can receive premium subsidies for their children. If the offspring is an adult but still in training, the premiums are reduced by at least 50%. For minors, the subsidy covers at least 80% of the premium. In many cantons, eligible families are directly notified. However, in others, individuals must actively claim their subsidy. The application process typically begins at local authorities or relevant funding agencies, but there's no single, centralised point for all applications. It's crucial to check when and how to register for these subsidies, as the procedure varies by canton.
With the average health insurance premium at 393.30 Swiss francs per month, premium subsidies are a lifeline for many families. Understanding and accessing these subsidies, however, requires navigating a canton-specific application process. Regularly checking eligibility and staying informed about changes in the process is essential for families to secure the support they need.
